The end of the year is fast approaching, and if you have a Flexible Spending Account (FSA), you might be trying to figure out how to spend those funds before they expire. Here’s an idea: what if you could use your FSA dollars to shed those unwanted pounds?
It’s true—your FSA can help cover weight loss expenses, but there are a few rules to follow. We break it all down so you can make the most of your FSA and invest in your health.
What Is an FSA?
A Flexible Spending Account (FSA) allows you to use pre-tax dollars for medical expenses—if deemed medically necessary. Not sure what qualifies? Learn more here.
The catch? Most FSAs operate on a “use it or lose it” basis, meaning you may lose your funds if you don’t use them by the end of the year. If you’ve been wanting to prioritize your health with medical weight loss, now is the perfect time to see if your FSA can help!
Can You Use Your FSA for Medical Weight Loss?
Yes—but there’s a little fine print to know.
We all know weight loss can be a challenge, and sometimes, it’s more than just wanting to feel better in your jeans—it’s about improving your health. If your doctor says weight loss is critical to managing a medical condition, your FSA might help cover some of the costs.
But there’s a key rule: your doctor needs to recommend it as a necessary part of managing your health. Without that recommendation, FSA funds won’t cover weight loss for general wellness or cosmetic reasons.
What Weight Loss Expenses Are FSA-Eligible?
Did you know your Flexible Spending Account (FSA) might help cover some of your weight loss expenses? That’s right—your path to health and wellness could be a little more budget-friendly! Here’s how your FSA could work for you:
- Medically Supervised Weight Loss Programs: When weight loss is tied to a medical diagnosis, programs like Red Mountain Weight Loss®’ GLP Elite™ may qualify for FSA use. These doctor-supervised plans are tailored to your health needs, making them a smart investment in your future well-being.
- Prescription Medications: If your doctor prescribes GLP-1 medications (like semaglutide) to address specific health conditions, your FSA could help offset the costs. These medications are designed to support your weight loss journey by addressing underlying issues like insulin resistance or obesity.
How to Use Your FSA for Medical Weight Loss
- Talk to Your Doctor
Schedule a visit with your doctor to discuss your weight loss goals. If they agree that it’s necessary to treat a medical condition, ask for a Letter of Medical Necessity (LMN). This letter is essential for getting your expenses approved. - Choose the Right Program
Look for medically supervised programs that align with your goals and are backed by healthcare professionals. Red Mountain offers two comprehensive, doctor-led programs to help you lose weight and keep it off for life.GLP Elite™ - Lose Up to 15+ Lbs./Mo: Steady and sustainable weight loss.
- Accelerate and Maintain: Boost your GLP-1 journey and keep the weight off long-term with personalized support.
- Proven Medications: Benefit from the top GLP-1 meds (semaglutide) for optimal results.
RM3® - Lose Up to 20+ Lbs./Mo: Achieve fast and significant weight loss.
- Comprehensive 3 Step Program: Get full-service support from start to finish, ensuring your success.
- Patented RM3® Medication: Safely lose weight and sustain it for life with our exclusive RM3® formula, available only at Red Mountain.
- Save Your Receipts
Keep documentation for every expense. From program fees to prescriptions, detailed records will make submitting claims a breeze. - Submit Your Claim
Log in to your FSA portal or contact your plan administrator to file a claim. Include your LMN and receipts to ensure approval.
Don’t Let Your FSA Funds Go to Waste
If your FSA funds expire soon, now is the perfect time to use them to invest in your health. Losing weight can have a transformative impact—not just on your physical health, but also on your confidence and overall well-being.
Red Mountain Weight Loss combines expert guidance, proven medications, and personalized support to help you achieve sustainable results. Whether you’re managing a medical condition or simply want to feel better in your own skin, your FSA can help make it happen.
